Stopping Foreclosure With Chapter 13 – Is It Possible To Save Your Home By Filing Bankruptcy?

Over the past decade foreclosure rates in America have reached percentages that are close to pandemic levels. Millions of foreclosures have occurred during the past several years. The high levels of foreclosures have been compared to the same numbers that were recorded during the Great Depression. Many homeowners wonder if there is a way to stall or even stop a foreclosure from happening to them. The answers are not as cut and dry as many would like, however, stopping foreclosure… Read More >

Georgia Bankruptcy Laws: What You Should Know Before You File

You may be wondering why you should file bankruptcy. When you decide to file Chapter 7 or Chapter 13, you have not thrown in the towel on your financial situation. You are simply giving yourself a new financial start. Many residents in Georgia file for bankruptcy every year, and once you are aware of Georgia bankruptcy laws, you will be better prepared during the process. Georgia Bankruptcy Laws Georgia residents should be aware that the recent changes in the bankruptcy… Read More >

What Is Bankruptcy Protection Chapter 13?

Chapter 13, also known as the wage earner plan, is a type of bankruptcy that allows individuals to retain their assets while they are getting out of debt. All chapters of bankruptcy serve individuals and businesses that are overwhelmed by debt. Bankruptcy also protects them from debt collections, wage garnishments and lawsuits during the bankruptcy proceedings. Bankruptcy protection chapter 13 helps you reorganize and repay your debts without creditors harassing you. Understanding Chapter 13 Bankruptcy The federal court can consider… Read More >

Student Loan Bankruptcy: Can The Debt Be Discharged?

Although student loans allow many to graduate from college and pursue the careers of their dreams, they can also be very devastating to a person’s financial situation. The monthly payments may be too much for someone who has just graduated and is looking for stable employment. In fact, it is not uncommon to find that there are a large percentage of new college graduates who have gone several months without making a payment towards their student loans. This is one… Read More >

Small Business Facing Financial Troubles Should Consult a Small Business Bankruptcy Lawyer

Is your small business in severe financial trouble? Have you asked yourself if bankruptcy would help? There are several questions that you should ask yourself before you begin the process. Consulting with a small business bankruptcy lawyer will also give you the guidance and information you need. What Type Of Business Do You Have? A business that is classified as a partnership or a corporation is a separate entity from the business owners or the shareholders. This means that if… Read More >